Al Hermann is president and one of the principal owners of American/California Financial Services, Inc. As a certified mortgage planning specialist (CMPS) he helps clients enhance their wealth by transforming their real estate equity into safer and more productive investments. Since 1973 Al has personally closed over 12,000 loans. He can tailor the loan to your special needs. His track record brings vast experience to solve that difficult loan request and at the same time offer the most competitive rates available.